Application Documents

If you’re purchasing a deed-restricted property, you will need to qualify through the SCHA.  We recommend applying as early as possible, ideally before you go under contract.  That way you’ll know you’re qualified to purchase the property before you invest a lot of time, effort, and expense in the closing process.

One of the most common questions we’re asked is what the work and/or income limits of deed-restricted properties are.  Unfortunately, there is not an easy answer to this because each property has its own restrictive covenant and terms.  The best thing to do is to contact us directly so we can make sure you get the correct information.

We have included our general applications below, you will need to have a property identified before applying. SCHA does not do any blanket applications. Again, we strongly recommend talking to us before beginning an application, as some developments have specific applications that will be different than the applications below.

You may also want to have the following documentation handy before beginning your application:

  • Two most recent paystubs
  • Prior year W-2 (income verification only)
  • Prior year federal tax returns (income verification only)
  • First-time homebuyer class certificate (first-time homebuyers only)
  • Lender prequalification letter (preapproval letter is recommended)

The application will walk you through any other documentation you may need.

  • General Application – Income & Employment
  • General Application – Employment Only
  • Asset Testing Worksheet
    • Not all properties require this. Please contact us to determine if this form is required.
  • Verification of Employment
    • Applicant(s) please have your HR Department/Supervisor complete this form if:
      • your work hours are not noted on your paystubs
      • you are new hire that has worked less than 3 months at your new job
      • the company that you are working for is not located in Summit County but you do perform your job services here in Summit County location (regardless where the physical address is)
      •  ALL seasonal job positions (full or part time) that make up your yearly employment panorama; ie. winter AND summer employment.