Homebuyer Education
Educating yourself is one of the most important things you can do in the home buying process, and you should ideally start as early in the process as possible. Are you ready to buy a home? Do you feel confident that you can commit to the time and expense of home ownership? Are you familiar with the real estate closing process? These are all questions you should address at the start of the process. Owning a home is a big responsibility, and this responsibility starts during the purchase process. There are many resources available to help you, including . . .
SCHA Homebuyer Education Workshops
These classes will provide an overview of the entire home buying process, including sections on:
- Deciding if you’re ready to buy a home
- Mortgage lending
- Real estate
- Post purchase
The SCHA recommends taking this class as early in the process as possible, as it can help you feel more confident and informed as you move forward. Many prior participants have said that they wished they took this class before they even started looking for a home because it would have given them more confidence and saved them some time spent asking questions.
The SCHA homebuyer education classes feature guest presenters who are able to share their expertise with you. The classes are certified by the Colorado Housing and Finance Authority (CHFA) and fulfill the requirements of certain loan programs. The classes also fulfill the education requirements for certain deed restricted developments. Best of all, they’re free!
All classes are held from 9:00 am – 2:30 pm at the Summit Combined Housing Authority office located at 331 W Main St, Frisco CO. To sign up, please complete the online registration below at the link below. If a class is full, the next class generally opens for registration approximately 6 weeks prior to class date! If you have problems, contact [email protected] .
1:1 Housing Assistance
Meet with one of our HUD Certified housing counselors in an individual meeting to assist in creating a budget, managing debt and credit, improving credit scores and other considerations when pursuing the purchase of a home.
Our counselors can assist with ongoing budgeting for keeping up on mortgage payments, saving for maintenance and emergencies, as well as home energy efficiency.
Fee: $0
Email: Info@summithousing if interested.
Other Homebuyer Education Options
Do you need to attend a homebuyer education class before your closing, but you can’t make any of the classes above? You have several other options – including classes offered in Spanish.
If you need a CHFA-certified class, you can attend another agency’s class. The most current class schedule can be found on the CHFA website.
You can also take a CHFA-certified home buyer education class online on your own schedule. Please note that the online courses are provided in partnership with eHome America and have a cost of $75 per borrower. After completion of the course, the agency you registered with will call for a closure call to cover questions and release your certificate. You can register for the online class below. SE PUEDE REGISTRAR TAMBIEN EN ESPANOL!
Completion & Certification
Congratulations! You’ve completed a class and feel much more prepared to navigate the home buying process. Regardless of which class you took, you should receive a certificate of completion. Be sure to keep this certificate, as it is the proof that you’ve attended the course. CHFA certificates are good for up to one year, so having a valid certificate on file can prevent you from having to retake a class if it is required in the future. Of course, if you’d like to retake a class, we’d love to have you!
If you have any follow-up questions after you’ve completed the homebuyer education class, please contact us and we’d be happy to assist you.