Summit Revolving Loan Fund Down Payment Assistance Loan Program

Before applying for a loan, please see the Loan Application Process page.  We will need to meet with you to determine which loan program you qualify for.

Loan Program Highlights


  • $350 application fee
  • Income between 80%-160% AMI
  • Minimum credit score of 680
  • Must put down 3% of the purchase price from borrower’s own funds (gift funds are acceptable)
  • Must work an average of at least 30 hours/week on an annual basis in Summit County


  • Loan amount between $1,000-$15,000
  • 2-to-1 match of borrower’s down payment
  • 3% interest rate
  • 20-year term